Can I apply without income documentation?
There are many different types of Non-QM mortgage programs, apply to get the best counsel on which approach would benefit you the most.
Non-QM loan programs allow for primary owner-occupant homes, second homes, and investment property financing that do not have to conform to government and/or conventional loan agency guidelines; given the restriction imposed since 2008.
Because each lender set its own lending requirements, consult with us to navigate the complexities of such loans.
Non-QM loans are alternative mortgage loan programs.
Apply now to overcome loan hurdles:
- Self-employed and do not meet the debt to income ratio requirements due to the massive un-reimbursed business expenses
- Retirees, self-employed, entrepreneurs, and wealthy individuals who have assets but no traditional income and/or regular job
- You experienced prior bankruptcy and/or foreclosure but do not meet the minimum waiting period requirements after bankruptcy and/or a housing event
- Provileged home buyers who cannot qualify for standard jumbo loans
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