Physician Mortgage Loan Advice

What is a Physician Loan?

A physician loan, often known as a “doctor loan,” is a mortgage that is tailored to medical professionals and does not typically demand a down payment.
When it comes to other loan types, lenders frequently require applicants to pay private mortgage insurance (PMI) if their down payment is less than 20%.
Physician loans allow you to avoid paying a down payment as well as PMI.

Physician Loans are intended for new medical professionals who are just starting out in their careers.
Doctors are often at a disadvantage when it comes to getting a regular mortgage early in their careers because they typically have a high debt-to-income ratio (DTI) after medical school and may not be able to provide neither proof of employment nor income if they’ve just graduated or started their residency.

 

Apply now to get the support you need from Bullhead city mortgage lenders regarding this type of loan.

Physician Loans Key points

  • Medical Professionals friendly
  • Understands recent graduates high debt-to-income ratios
  • Avoid down payments
  • Purchase or Refinance a Primary home.

Medical Professionals Loan Program

Up to 100% Financing | No Mortgage Insurance | Student Loan Debt Excluded from Qualification Criteria | Purchase or Refinance

This program is designed for medical professionals who have student loans or limited savings to help them qualify to purchase a home.

Eligible borrowers may be currently practicing or will begin employment within 90 days of closing.

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Poll time. Are Beauโ€™s ray bans real or fake? AND, are you starting to see home prices decrease? 

Comment below โฌ‡๏ธ 

rayban ๐Ÿค“
sarahallenrealtor finally gets chance to talk with Greg about his GENIUS idea to replace her. it does not go well for the_lending_squatch 

sarahallenrealtor 
the_lending_squatch 
beau_thesocialtitlerep 
๐ŸŽฅ stay_mental 

#thesoloagent #realestatehumor #kingkongaintgotshitonme
โ€œWell, you know what I meanโ€

๐Ÿก

#shorts #thesoloagent #uganda #prescottarizona
In this episode, we decided that Sarah canโ€™t be replaced and Greg still thinks Beau went to Uganda to help the babies.

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#realestatehumor #prescottrealestate #arizonarealestate #thesoloagent #arizona #prescott #realestatetips
This week during the Solo Circle we discuss some important things to remember about when we move and make changes in our business. 

As you wind down for the day, sit back and enjoy this discussion. We hope this helps. See you soon!

๐ŸŽฅ stay_mental
This was back dated to late March when interest rates had increased to 4.5%, but the information in this video is still relevant - if not more relevant - with the recent spike in interest rates. Theyโ€™re now sitting between 5.375% - 6%. 
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As a Buyer, your buying power might have gotten a little stronger even though interest rates increased. The recent change left many Buyers unable to continue home shopping which lowers the Buyer pool in our area. As a Seller, you have to be smart about how you list your home. You will no longer see wild offers exceed list price by thousands and thousands of dollars if they're financed Buyers, so be smart about how you list your home for the next month or two. 
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Keep in mind that the best week to list your home is coming up, and you need to be smart about your marketing strategy, price, and negotiating power when you have Buyers knocking on your door. 
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#InterestRates #RealEstate #TheSoloAgent #SoloAgent #SoloCircle #PrescottRealtor #PrescottRealEstate #PrescottAZ #ArizonaRealtor #ArizonaRealEstate #Mortgage #Lender #ArizonaLender #PrescottLender
Breaking down last week's show...

It's easy to jump on a trending topic, but what does it mean for you and your exposure on social media? 
โžก๏ธAlways remember to stay within your niche, even when you're using trending audio or trending events in the world. 
โžก๏ธUtilize the hype to get your message across to your consumer. In this case, we were trying to make our audience laugh, and we were successful. However, if you can't clarify the exact response or message you want your audience to receive, think twice about jumping on the latest trend. 
โžก๏ธBranding is just as important as using trending audio and/or topics. Your brand is more than your logo. It's the way you want to be perceived in your industry and/or community. How you show up on your social media platform should be consistent with your everyday presence. Be consistent, be present, and send the message you want heard by your audience. 
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#TheSoloAgent #SoloAgent #BrandingandMarketing #Marketing #SocialMediaMarketing #PrescottRealtor #RealtorTipsandTricks #RealtorTips
I always get excited to see my For Sale sign up!#LindaOne.com#homesmarticarerealty#Listingagent#TheSoloAgent

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